| NEWLY-WED MONEY ADVICE |
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Are you a newly wed? Here are some tips as you start your new life together: Use a credit card that offers rewards so you can earn points towards honeymoon travel maybe, or even get cash back vouchers toward purchases for your home. Take the time to learn how joint bank accounts and credit cards work and discuss which method will work best for both of you. With joint cards, each account has a primary applicant and a co-applicant. The co-applicant should consider opening or maintaining an individual card in his or her name. Review your combined expenses: As a couple, sit down and do this. Start developing a budget using tools like a spreadsheet. Agree on a short-term savings program, as well as a strategy to achieve long-term goals and a comfortable retirement. |
