Financial clutter really builds up at home. All those bills and bits of  paper and sometimes you’re never sure what to hold on to.  Of course some of us also just throw away bills and ATM stubs as soon as we have them in hand.  According to financial expert, Suze Orman, here’s how long you should hold on to what:

 
Keep warranties until expired or you can no longer return or exchange the item

Get rid of Sales Receipts unless needed for tax purposes and then keep for 3 years

What to keep for 1 month

•    ATM Printouts - When you balance your checkbook each month throw out the ATM receipts

What to keep for 1 year

•    Paycheck Stubs
•    Utility Bills - You can throw out after one year, unless you're using these as a deduction like a home office --then you need to keep them for 3 years after you've filed that tax return
•    Cancelled Checks, Credit Card Receipts and Bank Statements - Unless needed for tax purposes and then you need to keep for 3 years)
•    Quarterly Investment Statements - Hold on to these until you get your annual statement